Zaber Vai

Top 5 Finance Topics Every University Student Must Master Money stress is one of the biggest hidden problems of student life—especially for international students who are juggling currency rates, visa rules, and living far from family support. Studies show that around 75% of university students report moderate to high financial distress , and financial worries are even more intense among international students. ( PMC ) On top of that, international students often pay several times more tuition than local students (in Canada, for example, international undergrads pay about 538% more than domestic students on average). ( campusmentalhealth.ca ) So if you’re studying abroad, mastering basic personal finance isn’t a luxury—it’s survival. Let’s walk through the Top 5 finance topics every university student must master , using simple language, real-life situations, and a special focus on international students. 1. Budgeting Like a Pro: Your Money Roadmap Why it matters (especially f...

Zero-Cost Online Business Ideas Anyone Can Start Today (2025 Guide) 💡 Yes, it is possible to start an online business with no upfront money  — if you’re willing to invest time, skills, and consistency. In 2025, the online economy is exploding: Freelance platforms are a multi-billion-dollar industry, growing from about $7.33 billion in 2024 to $8.35 billion in 2025 . ( thebusinessresearchcompany.com ) Skilled freelancers generated an estimated $1.5 trillion globally in 2024. ( Upwork ) The global creator economy (YouTubers, bloggers, influencers, etc.) was worth around $200+ billion in 2024 and could reach $500B+ to over $1T by 2030 . ( marketingltb.com ) Affiliate marketing alone is a $17 billion industry in 2025, making up about 16% of all e-commerce sales worldwide . ( cropink.com ) All of that opportunity is accessible with just a laptop/phone + internet connection . This article will walk you through realistic, zero-cost online business ideas , backed by data, plus practical...